TMS pricing in Provo, Utah
KNOW THE
COST
BEFORE TMS
Insurance can help, cash pay can be simpler, and financing may be available. We explain the likely path before treatment starts.
The problem
TMS gets confusing when insurance, protocols, cash pay, and financing are all discussed at once.
The plan
We verify the likely insurance path, explain the public cash-pay price, and discuss private deposit options.
The decision
You decide after you know what is likely covered, what is not guaranteed, and what cash pay would mean.
Covered does not mean free
Deductibles, copays, coinsurance, network status, and plan rules still decide the final patient responsibility.
Cash pay is public
$10,000 standard course. Veterans and First Responders choosing cash pay receive 50% off.
The plan comes first
We talk through insurance, cash pay, financing, and likely protocol fit before you choose a treatment path.
Your pricing path
Three steps. Then you decide.
The goal is not to push a package. The goal is to make the next right step obvious.
Show us the plan
Bring your insurance card, policy details, or tell us you want to discuss cash pay first.
We explain the real options
We separate benefits estimates, prior authorization, cash pay, discounts, and financing so the numbers do not blur together.
You decide before treatment
You choose the next step only after you understand the likely coverage path, public price, and private deposit conversation.
Insurance reality
Insurance does not usually buy a TMS package.
Most plans review TMS as medical care. That means prior authorization, diagnosis rules, documentation, and CPT-coded visits. Covered does not mean free: deductibles, copays, coinsurance, network status, and plan limits still matter.
Real talk before treatment starts
A prior authorization is not the same thing as a zero-dollar bill.
The plan pays based on allowed amounts, network rules, and the patient benefit.
Most plans care about diagnosis, prior treatment, rating scales, and medical supervision.
Off-label or newer protocol paths can be clinically reasonable but still harder to get paid.
Initial planning, mapping, and motor threshold
Usually billed once at the start of a medically necessary TMS episode.
Treatment delivery and management
The common per-session code for approved TMS treatment visits.
Motor threshold re-determination
Used when the clinical team needs to re-check and adjust the treatment threshold.
Protocols
The indication matters as much as the price.
The industry standard is not one universal protocol for every person. Diagnosis, device indication, treatment target, schedule, and insurance policy decide what is realistic.
Major depressive disorder
Most common insurance lane
Plans usually look for treatment-resistant depression, prior treatment history, symptom scales, safety screening, and direct clinical supervision.
MDD with anxiety symptoms
Often reviewed through the MDD authorization
Some devices are cleared for anxiety symptoms in adults with MDD. Standalone anxiety coverage is much less predictable.
OCD
FDA-cleared options exist; coverage varies
OCD TMS is real, but insurance policies do not all treat it the same way they treat depression. We verify the plan before setting expectations.
Adolescent MDD, ages 15-21
Newer FDA-cleared pathway on some systems
Insurance may lag behind newer indications. Family involvement, diagnosis, prior treatment, and device criteria matter.
Maintenance, boosters, accelerated protocols
Case-by-case and harder to authorize
Relapse documentation or a specific medical policy may be required. Intensive protocols are not the standard insurance path.
Source guardrails
We use public payer policies, CMS billing guidance, and FDA device clearances to frame expectations. Your actual coverage still depends on your plan, diagnosis, documentation, network status, and prior authorization.
Cash pay
Our cash-pay number is public because guessing is worse.
If insurance is not the right path, you should still know the real conversation before you start. We keep the public number simple and handle personal payment details one-on-one.
Standard cash-pay treatment course
$10,000
The public self-pay anchor when insurance is not the path.
Veterans and First Responders cash pay
$5,000
A 50% service discount for Veterans and First Responders choosing cash pay.
Financing conversation
Private
All financing options are available. No credit check with a deposit. Deposit details are discussed privately.
What RSLNT does differently
Clear terms first. No pressure package.
We separate estimate from authorization.
A benefits estimate is not a guarantee that a claim will pay. We say that before treatment begins.
We explain why a plan may deny.
Missing medication history, non-covered indication, maintenance care, network status, or deductible timing can change the outcome.
You stay the decision-maker.
You get the insurance picture, cash-pay anchor, service discount, and financing conversation before choosing.
FAQ
Pricing questions
What does RSLNT charge for cash-pay TMS?
The standard cash-pay price for a complete TMS treatment course is $10,000. Veterans and First Responders choosing cash pay receive 50% off, bringing the public number to $5,000.
What do insurers usually pay for?
When criteria are met, insurers usually pay contracted allowed amounts for CPT-coded TMS services such as mapping, treatment delivery, and threshold re-determination. The patient may still owe deductible, copay, or coinsurance.
Is TMS usually covered for depression?
Major depressive disorder is the most common coverage pathway. Plans usually require prior authorization, documentation of prior treatment, symptom rating scales, and safety screening.
Are OCD or anxiety protocols covered?
Sometimes, but not as consistently as depression. OCD and anxiety-related protocols depend on the device indication, diagnosis, plan policy, and prior authorization rules.
Can financing happen without a credit check?
Yes. Financing options are available, and no-credit-check financing can be reviewed when there is a deposit. Deposit details are discussed privately with the clinic team.
Bring us your insurance card. We will talk through the numbers before you decide.
No package pressure. No pretending covered means free. Just the clearest next step we can give you.